How to choose the best credit cards

Choosing the best credit card is the first step to build up a strong credit history, which will save you a lot of money for the future. Technically speaking, you will earn money by choosing the best credit card that fits your need.

Like everyone knows, recently, the economy is getting terribly bad, and unemployment rate is unbelievably high.
Let's choose a better credit card to survive from this terrible economic situation and earn free money by using the card wisely.

Here are two things you should remember in order to choose best credit cards.

First, figure out what you really want from credit cards.
Do you want rewards or credit power with low interest?

The APRs of reward credit cards are generally very high. So, if you think you can't pay the balance in full every month, DO NOT have reward credit cards.
You will pay more and more interests than you think.
However, if you are really able to pay the balance in full every month, this type of credit cards will be your cash cow for the future.

Second, if you think you don't have fairly good credit history, DO NOT APPLY FOR major credit cards until you finally get a credit card.
Rejection from credit card companies means the worst scenario that drops your credit scores.

Instead, make a secured credit card and use it for about a year. You will be offered very good deals from major credit card companies.

Helpful posting!!!
How to check my credit score

Let's get started building up a credit history to get major credit cards.

FYI, there are three major credit cards that reward you more than you think if you can get them.
1. Chase
2. American Express
3. Citibank

How to check my credit score

What did you think when you saw the above pie chart first?

Living in the USA means living with two things.
First one must be debt to live and the last one must be credit score to get the debt.
I know it's sad, but it's true. Credit score must be well-maintained to borrow money.

It's very important to check your credit score regulary and for you to correct errors found on your history.

Let's see how to check your credit score.

Step 1: Open your favorite browser and click http://www.myfico.com
myFico saying, "90% of the largest banks use your FICO credit score for credit decisions"

Step 2: Click <Yes! Get myFICO score. Free>
It's abolutely free unless you forget to cancel it within 10 days!!!

Step 3: Make sure that the billing type is free trial and click 'Checkout'

Step 4: Just follow the website to create your account. That's it. The membership includes 2 FICO Credit Scores, 2 Equifax Credit Reports, FICO Score monitoring and alerts.

When you create your account, myFICO requires you to enter payment method.
But don't worry because you aren't going to be charged even a penny if you cancel your membership within 10 days.

Enjoy the free myFICO!!!